Insurf

The AI-Native Decision Infrastructure for Health Insurance

YC Summer 2026Artificial IntelligenceHealth TechAutomation

About Insurf

Insurf is the AI-native data and decision layer for health insurance. Our first product, Inveto, automatically turns denied healthcare claims into source-cited, physician-attested appeals, recovering revenue practices lose today. Every claim it resolves builds the coverage-decision graph, the proprietary dataset of real payer behavior that powers our next product, Surely, which prices the true cost of a health plan for employers and brokers.

Founders

  • Bryan Chung

    Founder

    Founder at Insurf. 18th Internationally in Physics, USACO Platinum, 2x IEEE Publisher.

    LinkedIn ↗

  • Chang Lu

    Founder

    CEO at Insurf. Ex Brown BS/MD Previously studied Neuroscience and Economics at Brown. Conducted zero-shot modeling research at Emory Winship Cancer Institute.

    LinkedIn ↗

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